Condo Insurance explained: Understand your (HO-6) coverage & Save

This Condo Insurance explained article has the information you need for your Condominium Insurance in Arizona & Ohio.

If you have more questions, feel free to call or Request More Information.

Condo insurance in Gilbert, AZ & Sylvania, OH -

What you need to know

As covered on the main Home Insurance Basics page, there are some basic coverages that may be required by the State you live in, the Bank that handles your mortage or your HOA. There are additional coverages that can be customized to provide more protection for pennies on the dollar and we cover those here.

Arizona | Ohio auto, home & life insurance is as unique as you are!

Condominium insurance in Arizona & Ohio is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Let PJS Insurance Services help you find the right amount of coverage to suit your Condo insurance needs in Arizona or Ohio.

Choose the Best Condominium Insurance in Arizona or Ohio

Condo insurance in Arizona or Ohio provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. PJS Insurance Services can help you determine your coverage needs to make sure you’re properly covered. Call us at (602) 750-0616 in Mesa, AZ or (419) 318-9130 in Ottawa Hills, Ohio. You can Request more information here for help .

Protect yourself and your guests

Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Extra coverage doesn’t have to cost a lot

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Serving Mesa, Gilbert, Queen Creek and the state of Arizona. PJS Insurance Services should be your first and last stop when looking for AZ Condo insurance.

There is a difference. To find out how our Independent insurance agency can help you find the Best Arizona Condominium insurance coverage, please contact PJS Insurance Services. Give us a call today at (602) 750-0616.

Now serving Toledo, Sylvania, Ottawa Hills and the state of Ohio. PJS Insurance Services offers you more choices and customized coverages at the lowest price.

Experience the difference. To find out how our Independent insurance agency can help you find the right OH Condo insurance coverage, please contact PJS Insurance Services. Give us a call today at (419) 318-9130.

Home Insurance in Arizona or Ohio-have more questions?

Call PJS Insurance Services at (602) 750-0616 in Mesa, AZ or (419) 318-9130 in Toledo, OH.

Feel free to go to the main Home Insurance Basics page for more information. There are a lot of different types of coverages for a lot of different types of households. Here to help with the lowest prices from the best companies.

Select your choice below for additional information and coverage options to customize your plan or send me your questions here.