RV Insurance Arizona & Ohio - Hit the Road with the Right Coverage 

RV Insurance Arizona & Ohio - What to consider when shopping for the best price?

RVs that are for personal, recreational use can be insured for up to 250 days per year.  This gives you plenty of time to travel south or up north, enjoy some warmer winter weather or getting away from the heat with that extended vacation and is the main purpose of this article. 

Make sure to let us know if you are making the jump to joining the full-time RV Lifestyle. Coverage year round between your travels and RV parks present additional risks. The type of coverages remain the same but factors such as miles driven and properly securing your RV are our primary focus.

Liability coverage 

Provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:

• Stated Value - market value/actual cash value of the RV

• Agreed Value – the insured amount, regardless of the current market value

• Replacement Cost – we will replace your insured RV with a new RV that is most like it

Consider Vacation Liability coverage 

For when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico. 

Personal Effect Coverage 

Provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.  

Some Arizona & Ohio RV insurance policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.   

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

Are there other additional coverages?

Yes, this can include: Accident forgiveness, pet coverage, diminishing deductible, and more.

Can Discounts can lower my premium?

Ask PJS Insurance Services whether you qualify for safe driver discounts, original owner discounts, package discounts and more for your Motorhome insurance coverage.  

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats.  It will also simplify your life. 

Now serving Toledo, Sylvania, Ottawa Hills and the state of Ohio. PJS Insurance Services offers you more choices and customized coverages at the lowest price. Call (419) 318-9130.

PJS Insurance Services is independently owned and locally operated to handle your insurance needs. We focus on Mesa, Gilbert and Queen Creek Arizona offering affordable and reliable RV insurance choices.

Save More With PJS Insurance Services in Mesa Arizona. Call for a quote today at (602) 750-0616 or 

Request more Information by following this link.