Rideshare Insurance for Mesa, AZ & Toledo, OH Uber & Lyft drivers-Save More 

Save More on Rideshare Insurance Mesa AZ, Rideshare insurance near me, call (602) 750-0616

Auto | Home | Pet | Life Insurance

PJS  Insurance Services

Peter Schumacher AINS, AIS

Mesa, AZ 85206

(602) 750-0616

Toledo, OH 43623

(419) 318-9130 

Serving Mesa, Gilbert and Queen Creek, Arizona. We now serve Toledo, Sylvania & Ottawa Hills, Ohio. PJS Insurance Services should be your first and last stop when looking for Rideshare insurance. 

This Rideshare Insurance explained article provides more information to help you meet your Arizona & Ohio Rideshare Insurance needs. If you have more questions, feel free to call or Request More Information.

Cheap Rideshare insurance 43623, Save More on Rideshare Insurance Mesa AZ, rideshare insurance near me.

 As covered on the prior Auto Insurance Basics page , there are some basic coverages that may be required by the State you live in. There are additional coverages that can be customized to provide more protection for pennies on the dollar and we cover those here.

PJS Insurance Services offers Rideshare Insurance from multiple companies to provide the best protection when needed at the lowest price. You save more and have more options. 

Commonwealth - Ride Sharing Coverage - If any vehicle on the policy is driven for ride share purposes such as Uber or Lyft, we offer an endorsement that will provide coverage during the time where the umbrella policy provided by the transportation network company (TNC) will not. Our rideshare coverage applies the same deductible as you carry with our policy as opposed to the higher deductibles that the TNC umbrella policy provides. All drivers that drive for the TNC must be listed on the policy.

Safeco rideshare insurance - Designed to cover you if you are a rideshare driver for a popular company like Uber or Lyft that already has a company insurance policy. These policies often have coverage gaps that might leave you vulnerable during the gap period where the app is turned on, but you haven’t yet collected a passenger.

Progressive - When you add rideshare coverage to your Progressive auto policy, you get greater convenience and peace of mind. Here are just some of the things that make us stand out:

Rideshare Insurance in Arizona & Ohio - Do I need it in?

What is rideshare insurance?

Rideshare insurance is a type of car insurance coverage that fills the gap between the commercial car insurance policy provided by your rideshare employer and your personal car insurance. Individual insurance policies do not cover the transport of paying customers from place to place, and employer-provided policies often only cover the minimum and set restrictions on when you are covered. For example, Lyft insurance and Uber driver insurance only extend additional coverage during specific periods, so if you, your vehicle, or other people are injured outside of those windows, you may incur high out-of-pocket expenses as a result.

Why do Uber and Lyft drivers need rideshare insurance?

It’s important to know that employer insurance policies do not keep rideshare drivers covered from end to end. Usually, a rideshare employer’s commercial policy only covers you and your vehicle while picking up and dropping off a customer. Ridesharing businesses like Uber and Lyft typically divide coverage periods into the following categories:

People also ask

Do I need to tell my car insurance company that I am driving for Uber or Lyft?

Suppose you want your car insurance policy to keep you covered from the start of your workday until the end. In that case, you should inform your auto insurance provider that you are a rideshare driver so you can add on extra endorsements or purchase a separate policy as needed.

Do I need extra rideshare insurance if I already have personal and employer-provided policies?

Even with personal policy coverage and employer-provided insurance, you can be left vulnerable during certain parts of your workday as a rideshare driver. Rideshare insurance bridges the gap between those two policies, keeping you safe even when you aren’t transporting a customer.

Do contract delivery drivers need rideshare insurance?

When it comes to car insurance, contract delivery drivers are often similar to rideshare drivers. If you deliver for a service like Uber Eats or GrubHub, or drive for a service such as Uber or Lyft you are only covered by your personal car insurance policy during certain times. For instance, you might be covered while driving to a restaurant to pick up an order or a customer, but not covered while logged into the app and waiting to accept an order. Because of that, purchasing rideshare insurance as a delivery driver could be important to protect yourself financially. 

Now serving Toledo, Sylvania, Ottawa Hills and the state of Ohio. PJS Insurance Services offers you more choices and customized coverages at the lowest price. Call (419) 318-9130.

"There is a difference. To find out how our Independent Insurance Agency can help you find the best Rideshare insurance coverage, please contact PJS Insurance Services. Give us a call at (602) 750-0616 or 

Request more information."

Save more with PJS Insurance Services, best rideshare insurance Toledo OH, Cheap car insurance 85206.

Auto Insurance in Arizona & Ohio - have more questions?

Call PJS Insurance Services today. Or feel free to go to the main Auto Insurance Basics page for more information. There are a lot of different types of coverages for a lot of different types of vehicles. Here to help with the lowest prices from the best companies.

Car Insurance Mesa AZ, Auto insurance near me, rideshare insurance Arizona.

Auto Insurance

Rideshare Insurance for Uber & Lyft in Arizona, Cheap Ohio Rideshare Insurance, Save More With PJS Insurance Services.

Rideshare Insurance

More information on Motorcycle Insurance Arizona, contact PJS Insurance Services, (602) 750-0616, safeco rideshare insurance.

Motorbike Insurance

ATV Insurance Mesa AZ, call (602) 750-0616, insurance near me, rideshare insurance in Arizona.

ATV Insurance

Classic Car Insurance AZ, Modern Insurance for your Classic ride, Save More (602) 750-0616, rideshare insurance in Arizona.

Classic Car Insurance

RV | Motorhome Insurance in Mesa AZ, Hit the road with the right coverage at the Lowest Price, AARP RV insurance, best rideshare insurance.

RV Insurance

Boat | Watercraft Insurance Mesa AZ, find out more information here and Save More, best rideshare insurance.

Boat Insurance