Auto Insurance Mesa, AZ or Toledo, OH 

More Choices & the Lowest Price 

Save More for Auto | Truck Insurance in AZ & OH, car insurance near me, Cheap car insurance 43623, auto insurance mesa az.

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PJS  Insurance Services

Peter Schumacher AINS, AIS

Mesa, AZ 85206

(602) 750-0616

Toledo, OH 43623

(419) 318-9130 

Serving Mesa, Gilbert and Queen Creek. PJS Insurance Services should be your first and last stop when looking for Auto insurance in Arizona.

Now serving Toledo, Sylvania and Ottawa Hills. PJS Insurance Services should be your first and last stop when looking for Auto insurance in Ohio.

This Auto Insurance explained article provides more information to help you meet your Auto Insurance needs. If you have more questions, feel free to call or Request More Information.

Save More on Auto Insurance, Go to the Request Free Quote page, auto insurance near me 43623, auto insurance mesa.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you. As covered on the prior Auto Insurance Basics page , there are some basic coverages that may be required by the State you live in. There are additional coverages that can be customized to provide more protection for pennies on the dollar and we cover those here. 

Based in Mesa, Arizona & also serving Toledo, Ohio. PJS Insurance Services understands the Auto, Truck, and SUV Insurance needs of our customers. 

Auto insurance requirements vary by state. In some states, to drive you must carry:

We write insurance in Arizona & Ohio and would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

What is collision & comprehensive coverage for my Mesa auto insurance?

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed. 

Are there additional coverages and savings for my Toledo, OH auto insurance?

Additional Coverages & Savings

As we work together to put a complete Auto Insurance package into place, you can also elect to add the following products.

Now serving Toledo, Sylvania, Ottawa Hills and the state of Ohio. PJS Insurance Services offers you more choices and customized coverages at the lowest price. Call today (419) 318-9130.

"There is a difference. To find out how our Independent Insurance Agency can help you find the right coverage for Auto | Truck | Suv Insurance in Mesa Arizona, please contact PJS Insurance Services

Give us a call at (602) 750-0616 today or click to Request more information."

Save more with PJS Insurance Services Mesa AZ & Toledo OH, Cheap car insurance 85206, car insurance near me.

Auto Insurance in Arizona or Ohio-have more questions?

Call PJS Insurance Services at (602) 750-0616 in Mesa, AZ & (419) 318-9130 in Toldeo, OH. Or feel free to go to the main Auto Insurance Basics page for more information. There are a lot of different types of coverages for a lot of different types of vehicles. Here to help with the lowest prices from the best companies.

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